Here's what we've learned after working with over 340 Australians since 2022: budgeting isn't complicated, but it does require some hands-on experience to make it stick.
Our learning program runs for six months and focuses on one thing—helping you develop practical money management skills that actually work in your daily life. No corporate jargon. Just straightforward lessons based on real situations people face.
We start accepting applications for our September 2025 intake in May. Classes fill up, so if you're interested, get in touch early.
These numbers come from our 2024 cohort feedback surveys. Everyone's financial situation is different, so your experience might vary—but this gives you an idea of what's possible.
Reported feeling more in control of their monthly spending patterns after three months
Average time participants spent on lessons, exercises, and reflection activities
We keep groups small so instructors can provide personalized feedback on your progress
Most people who start the program finish it—we design it to fit around work schedules
Personal Finance & Household Budgeting
Spent twelve years as a financial counselor before joining our team in 2021. He's particularly good at helping people break down complex money decisions into manageable steps.
Developed our expense tracking framework that 87% of participants found easier to maintain than traditional methods.
Behavioral Economics & Spending Patterns
Came to us from academic research focused on how people actually make financial decisions versus how we think we do. His insights on spending triggers have been eye-opening for many participants.
Published research on Australian household saving behaviors that informed our curriculum design in 2023.
Goal Setting & Financial Planning
Works with participants on translating vague money goals into specific action plans. He's been teaching with us since we started and has a knack for asking the right questions at the right time.
Recognized by the Financial Counseling Association in 2024 for developing accessible financial literacy resources.
We've structured this as four distinct phases because that's what worked best in testing. Each phase builds on the previous one, and you'll have homework between sessions to apply what you're learning.
Weeks 1-6
We start by mapping out where your money actually goes. Most people are surprised by this—it's rarely what they expect. You'll learn to track expenses without feeling like you're under surveillance, and we'll help you identify patterns you might not have noticed.
Weeks 7-12
Now that you know where your money goes, we work on where you want it to go instead. This involves setting realistic limits that you can actually stick to, not aspirational numbers that look good on paper but fall apart by day three.
Weeks 13-20
This is where theory meets reality. You'll encounter unexpected expenses, changing circumstances, and moments when your plan doesn't quite work. That's normal and expected—we'll help you adjust without abandoning the whole system.
Weeks 21-26
By now you've got the basics down. This final phase focuses on refining your approach and planning for longer-term goals. We also cover how to maintain these habits once the structured program ends.
We're accepting applications for our September 2025 cohort starting in May. Reach out if you have questions about whether this program is right for your situation.
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